| Female Physicians |
Many female physicians do not realize that premiums for disability insurance are around 50 to 75% higher than a male. This is primarily due to claims experience from pregnancy and cancer among females. We are able to reduce this due a discount program we offer. This takes the male and female rates and blends them to make what is called a Unisex rate. We are able to take a discount from this premium which can greatly reduce your premium. List billing of employees can enable us to offer the unisex rate as well. The goal is to offer you the best disability insurance plan for the most affordable premium.
